The 16 Best Cash Back Apps in 2022 - and 6 to Skip!
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Every time I plow around there are new fancy cash-dorsum apps promising to relieve time and make you money. At that place are and then many of these apps that it'south nearly impossible to exam them all and find out which ones are really worthwhile. I honey a good claiming, so I did my all-time and I tested over twenty cash-back apps to figure out which ones (if any!) are really worthwhile. So here are the best cashback apps – and some words on the ones you lot should skip.
Exercise Cash Back Apps Really Work?
In that location are and then many cash-dorsum apps out there, each showcasing how great they are and how much money yous can earn. Is it existent? Can you actually earn cash rewards with phone apps?
The quick answer is absolute. Just, the important thing to recall is that not all greenbacks-back apps are created equal. Some deliver on their promises, and others exit a lot to be desired. Here we've identified the top cashback apps, the best cashback apps for folks who practice a lot of shopping, the best rewards apps, and the cashback apps that leave a lot to be desired. Whatever your rewards shopping needs, there's an app for that on this list.
These Are the Superlative Cash Back Apps – Download Them Now!
These four apps made the list as the height greenbacks-back apps because they are worthwhile for anybody. Everybody needs gas and groceries, and the fourth option doesn't require you to buy anything.
Bank check out the top cashback apps:
Ibotta
I reviewed xx apps, and Ibotta is the best cash-back app I could observe. It's piece of cake to use and in that location are tons of offers available every week, on stuff that I really buy. After about six weeks of using Ibotta, I've earned 40 bucks greenbacks back – on stuff that I was going to buy anyhow. That's a pretty big win.
You lot don't even need a hefty remainder with Ibotta in order to redeem your rewards. You tin become a payout as soon as you reach $20! And that'southward incredibly easy to do with their generous signup bonus – new members get an automatic x bucks but for redeeming their first offer!
For more than information, check out my full review of Ibotta. Merely if you're ready to take hold of the app and start saving, get information technology hither!
Trunow
Trunow is the best greenbacks-back app for gas. The not bad affair about the app is that you don't take to become to a specific gas station to reap the benefits – you get 1% greenbacks back on all gas purchases. You just have to upload your receipt. Trunow does partner with some gas stations though, and y'all get 2% cashback on gas purchases with their partners.
Another keen thing about Trunow is that it shows you all the gas prices in the area. There's a fiddling map that shows every gas station with its cost per gallon. This will help you find the cheapest gas near you!
Equally a bonus, Trunow offers rewards on some gas station purchases, such every bit snacks, coffee, and cigarettes. These offers are only redeemable at sure partner gas stations, just information technology was cool to encounter these items thrown in the mix. Most other greenbacks-back apps don't include gas purchases, and most all of usa demand gas.
You also tin get $i for referring friends (you both become a $i!) so if you want to use Trunow, use my referral code and then nosotros each go a cadet!
The i thing that annoys me nearly the app is that the stupid little location services icon wouldn't go abroad from the tiptop of my phone. I had to disable notifications from the app to get information technology to become away.
Coupons.com
I like coupons.com because its main focus is groceries, and that's the matter I'one thousand generally shopping for. It is very similar to Ibotta, just unfortunately, in that location aren't as many offers. 1 cool difference is that you can link your store loyalty card to your coupons.com business relationship and earn rewards when you lot employ that rather than uploading your receipts – but it even so accepts receipts, which is awesome. Y'all earn cash back with coupons.com and get paid via PayPal.
Coupons.com also offers printable coupons. I don't like this because I'm not going to print coupons, but it's a dandy feature for people who relish doing that. There are tons of grocery store coupons available for press.
There are no referral bonuses for sending your friends to coupons.com. But now yous know I'm not just supporting the apps that I become referral bonuses from!
Shopkick
Shopkick is slightly unlike from the other peak greenbacks-dorsum apps in that you don't actually take to buy stuff to earn points. You can earn points by having a scavenger chase in the store and scanning the items on your list. This is also a great option for parents. You can set up your kids gratuitous in the store to do the scavenger chase while y'all stop your shopping! It's a win-win! But be sure your kids are old enough and behaved enough to explore a shop on their own! I don't want anyone telling me they lost their toddler because I told them to have their kids go browse stuff!
You can also earn points with Shopkick by simply walking into sure stores. But the best way to earn, similar with all the best cashback apps, is to purchase the items on offer and scan the receipts. The downside to this is that there aren't nearly as many offers on Shopkick as there are on Ibotta – or on coupons.com for that thing. Most of the stuff available on Shopkick is stuff that I don't need (but your mileage may vary, we all need different things).
A disadvantage of Shopkick is that you don't earn cashback. You earn gift cards. This may be helpful for lots of people, but personally, I adopt greenbacks. The rewards system is pretty straightforward – you need 1250 points to earn a $5 gift carte. Y'all can get to that level fairly rapidly if you purchase the things they have offers on, only if you are just scanning items in stores information technology volition have much longer.
Some other disadvantage is that there are different rules for different stores. Some stores offer you rewards points if yous shop there with a linked menu, while others allow you to upload a receipt. At that place are also loads of stores on Shopkicks, but some of them only have a few offers. For example, Bed, Bathroom, & Beyond is on Shopkick, merely only has offers for two very specific items.
If you want to try Shopkick, use my referral lawmaking so nosotros can both get 250 points towards rewards!
Cash Back Apps that Are Worthwhile if you Shop a Lot
The cashback apps above are dandy for everyone, even those frugal folks who never buy annihilation. But well-nigh of us do a lot of shopping, both online and in stores, and there's zip incorrect with that.
If y'all dear online shopping and looking for great deals, you need to bank check out these cashback apps!
Cheque out the best cashback apps if you beloved to shop:
Rakuten (AKA Ebates)
Rakuten is probably the almost popular greenbacks-dorsum app on this listing. Everyone has heard of Ebates, right? Ebates has been owned past Rakuten since 2014, and in 2022 the company decided to change the proper name of the app to match the brand proper name. So at present, everyone's favorite cash-dorsum app is Rakuten!
1 huge advantage of Rakuten is that it has tons of participating stores. I've seen offers from Macy'south, Kirkland's, Big v, Bed, Bath, and Beyond, and mode also many other stores to listing. Another advantage of Rakuten is that it offers a mix of cashback rewards, rebates, and coupons. This is a cracking cash-dorsum app for people who love to shop at major retailers.
1 limitation of Rakuten is that you can't upload receipts. In club to get cashback when you shop at these retailers, yous have to link your card to your account and play with that card at the store. This is great for people who employ debit or credit cards for all of their purchases. However, for people like me who prefer cash, there aren't a lot of options for getting cashback. Join Rakuten now and earn a $10 welcome bonus!
MyPoints
MyPoints is a cashback app that awards you points for shopping at your favorite stores. The points tin can and then be redeemed for gift cards at general places like Amazon, and specific retailers like i-800-flowers.com and AMC. There are over 50 options for redemptions which include retailers, entertainment, and even travel.
A cool thing about MyPoints is that there are multiple ways to earn. It's near like a cantankerous between Rakuten and Swagbucks. Y'all can brand money by taking surveys and watching videos, and yous can earn greenbacks dorsum from shopping, all in one convenient app.
Fetch Rewards
Fetch Rewards is a little unlike because you lot earn points when you buy sure brands. This is kind of nice because you don't accept to worry as much almost getting the verbal right detail (that'due south one outcome with Ibotta: is this the right size of cereal?? But at least it gives yous the pick to scan the barcode and check). In that location are a few items that are more specific though, so you do have to be careful.
Fetch Rewards isn't exactly a cash-back app. You lot don't utilize your points to get cash, you employ them to become souvenir cards. I prefer cash because I don't want whatever limits on where I can spend my rewards. Fetch does offer Visa gift cards, but you need tons of points to become them. You need almost twelve chiliad points for a x-dollar Visa souvenir card. Store gift cards beginning at $1, and information technology comes out to about k points per dollar.
A limitation to Fetch rewards is that you don't know how many points y'all get for buying a certain brand until after you buy it. I had one item on my list and I simply got 24 points for it. It definitely wouldn't be worthwhile to switch brands for 24 measly points, but I was already buying that particular item so it wasn't a big deal. It doesn't hurt to check the brands y'all buy and try to get some points though.
Fetch Rewards makes it actually piece of cake to starting time earning points, but harder and harder to earn them afterwards that. You become 750 points for the get-go receipt you upload, but fewer and fewer points for each subsequent receipt. My second receipt only earned me 500 points, and my 3rd volition earn 250. I guess you can earn a one-dollar souvenir card just by uploading three receipts though, so that's a bonus.
SlickDeals
Slickdeals is a little overwhelming and disruptive at showtime, just don't let that deter yous. There's a lot of functionality and numerous means to earn in this app.
Outset, and why it's a cash back app, is that yous earn money when you shop at your favorite stores. Retailers such as Target, Kohls, and Macy's can all exist found on Slickdeals.
A cool thing virtually Slickdeals is that information technology's customs-driven. Savvy users can upload deals that they accept plant to the app, letting others know where to find the best deals. So non merely are deals sourced from the web, they are sourced from private users every bit well. SlickDeals is testing the ability to advantage users who upload great deals, so when that is fully rolled out, it will exist another way to earn.
Checkout 51
Checkout 51 is very similar to Ibotta and Coupons.com, simply it has fewer offers and rewards than those two apps. There are some offers that are bachelor on both Ibotta and Checkout 51, and I haven't seen anything that says you tin't double-dip. I've also noticed that there are more offers on snacks with Checkout 51 than there are on the other two apps.
If you only want to deal with one receipt uploading app, I'd definitely go with Ibotta. But if you lot want to double-dip and catch all of the available savings, you can use all three.
Coupon Sherpa
Coupon Sherpa is an app that collects coupons. This is a great app for restaurants considering you tin can use nigh of the restaurant coupon apps from the app itself. You just go to the eatery and testify the coupon from the app when paying.
Coupon Sherpa offers both in-store and online coupons. Whether an offering is bachelor in the shop or online is dependent on the retailers. Some have in-store-just coupons, while others have online-only coupons. Merely most of the retailers offer both, which is nice. A lot of the coupons available on Coupon Sherpa are for specific items, but large retailers do have some full general "10-20% off unabridged purchase" coupons.
One disadvantage of Coupon Sherpa is that some of the coupons need to be printed. Most of the grocery store coupons fall in this category, and since that'southward where I do most of my shopping, I'thou not a fan.
Receipt Grunter
This is the simply app that made me "request" to join. I wonder if they really take eligibility criteria or if it's a marketing ploy to trigger people'south Fright Of Missing Out. Either mode, I was accepted immediately.
Receipt Hog is pretty straightforward with merely wanting your information. In order to outset using points, you take to take a survey that asks about your income and shopping habits. It wasn't that invasive, and they gave me 30 coins for doing it.
1 thing I don't like near receipt hog is that y'all have to verify your device before you lot can even see the awards, and you lot tin can't exercise that until you get to 300 coins. Besides, yous can but earn up to 100 coins per week for uploading receipts. I don't like being limited. If I'm doing a lot of shopping so y'all tin can have my data, you should advantage me for all of the shopping that I exercise! Am I wrong? But I digress. You tin also earn a few extra coins by playing their little slot machine game, which is kind of fun. You earn pulls at the machine by uploading receipts.
I was able to detect the rewards system with a google search, and it'due south pretty similar to most of the other cash-back apps. You need thou coins to earn $5, which can be redeemed via Amazon, Paypal, or Visa souvenir card. I bonus about receipt sus scrofa is that if you save your coins, you demand a few fewer coins to earn greater rewards. You only need 2900 rather than 3000 to earn $15, and 4300 rather than 5000 to earn $25.
If y'all are going to use an app that just wants your information, I'd recommend this one over Receipt Pal (reviewed below). The rewards organization is more than-direct forward, the interface was more than user-friendly, and information technology was more fun to utilize.
Honey
I just found out nigh Honey, and unfortunately, I don't have an iPhone and so I can't examination it out. But this epic review of the app has everything y'all could ever want to know about it!
All-time Specialty Greenbacks Back App
Makeena
I beloved the concept of Makeena. It incentivizes salubrious eating. Most of their offers are on organic products and produce, which tend to be more expensive than the less healthy options. The brands they support tend to be health-witting brands which I retrieve is a great fashion to discover some of these products.
My issue with it is that some offers are limited to the "kickoff 2000 shoppers" or something similar that. I guess the app is still small, so lots of users will get the offers, but if it continues to grow the app might not be useful to a lot of people. Likewise, how am I supposed to know if the offer is even so available? I may choose organic broccoli over non-organic broccoli expecting the rebate only to be told that I'm shopper #2001, thus not eligible. I know information technology's only a few cents, merely I don't similar that kind of bait and switch.
Best Coin Making Apps
Although non specifically cash back apps, these coin-making apps are definitely great for folks who accept a bit of spare fourth dimension and desire to brand extra coin.
Swagbucks
Swagbucks is the best way to earn coin in your free time by taking surveys. A cracking thing about Swagbucks is all the different ways to earn. It's easiest to earn money by watching videos and taking surveys, but Swagbucks also has cashback features for shopping equally well.
Swagbucks doesn't specifically give y'all cashback. Instead, you lot earn points that can exist redeemed for gift cards to your favorite stores.
Mistplay
Misplay is the all-time app for getting paid to play video games. Most of your favorite mobile games are on Mistplay, and you lot earn gems by leveling up. These gems tin can be redeemed for Amazon gift cards, Pay Pal gift cards, and a variety of shop-specific gift cards. You can read the full review hither!
KashKick
Kashkick is definitely more of a rewards app than a cashback app. However, it's nifty considering it's piece of cake to earn on the app, and it has a really low payout threshold. Another nifty thing is that you lot go paid via Paypal, so in real cash rather than with souvenir cards!
You tin earn money with Kashkick by watching videos, taking surveys, and fifty-fifty just surfing the web. With and then many options for earning, it's definitely a swell choice.
Skip these Cash-back Apps
Let's face information technology, not all apps that promise amazing perks and greenbacks back deliver on those promises. Some are too confusing or complicated, and others make you jump through also many hoops to earn awards.
The greenbacks back apps below are great for people who don't mind a challenge or who need to save every penny they can. However, if you are only a casual user, these may be too complicated to exist worth your time.
Receipt Pal
One cool thing about Receipt Pal is that you earn rewards with whatsoever receipt. It's not store or item-specific. On the downside, you need to upload style too many receipts to earn rewards, and there aren't a lot of options for using your rewards. The options are limited to Amazon gift cards, restaurant.com gift cards, and Visa souvenir cards.
Unfortunately, receipts aren't worth that many points, and it takes a lot of uploaded receipts to earn a gift bill of fare. You become 100 points for every four receipts that you upload. Yous need 400 points to greenbacks out to a $i Amazon gift card – and so that means you have to upload 16 receipts to make just i dollar on the app. Visa gift cards cost even more points. You lot need 7500 points to get a $25 Visa souvenir menu. That'due south 300 receipts!! It's just not worthwhile to me.
I guess Receipt Pal realizes that the point system by itself is just not worthwhile, so they as well have a sweepstakes feature. The sweepstakes characteristic offers you the take chances to win extra points when you upload receipts. You are automatically entered into the weekly sweepstakes when you upload your showtime four receipts for the calendar week. If you upload more than than 8 receipts, you can get multiple entries. Some people may enjoy having the opportunity to win, only I'm non going to waste my time giving companies my data for just the "take a chance" to win. I prefer Lucktastic for a sweepstakes app.
Retail me Not
I wasn't a fan of Retail Me Not. First, in that location weren't whatever deals on groceries and I'm not a big shopper. But my main gripe against Retail me Not is that it'south basically but a collection of coupons that are eerily similar to the coupons yous see in spammy circulars. There are lots of deals for percentages or cash off of purchases, and you tin can go cashback on certain items from sure retailers (simply there aren't a lot of cashback offers).
The one advantage to Retail Me Not is that there are tons of participating stores. There are coupons for Best Buy, Macy's, Bed, Bathroom and Beyond, Home Depot, Lowes, and many more than. Only you don't get cashback on most of the purchases from these stores, you basically simply become the coupon.
The Coupons App
The coupons app was the hardest app to utilize on this unabridged list. I'k still not entirely sure if I got it right. From what I've figured out, it's just a storage place for all the coupons you can find in the circulars (Similar to retail me non, simply worse considering I couldn't notice whatever cashback offers). The coupons aren't exclusive, you tin find them pretty much anywhere. One thing that I didn't really similar is that I couldn't detect a way to utilise the coupons at the retailers on mobile. The app wanted me to print the coupons. Why not just use the circulars if that'southward the instance?
One advantage of the Coupons app is that there are tons of stores and restaurants. In that location are besides designer and outlet brands. I saw coupons for DKNY, Aldi, the Gap, and Express. Talk nigh a broad range of options!
Krazy Coupon Lady
Krazy Coupon Lady seemed like a slap-up cash-back app at first glance. In that location were lots of coupons for household items and toys, which would be great for people shopping for gifts or specific items. Unfortunately, there weren't a lot of coupons for necessities. I did notice a coupon for Tide, which is the simply laundry detergent that I'll buy, but it had already expired 2 weeks agone! Why was it even so on the app? I guess Krazy Coupon Lady doesn't believe in updating regularly.
Another disadvantage to Krazy Coupon Lady is that it was difficult to search for a specific item at a specific store. I searched for Tide, just couldn't search for Tide at Walmart. I don't know about you, just I'chiliad not going to 5 different stores to relieve a few bucks.
Punchcard
Punchcard had such a fun concept. You go to punch in rewards for every store that you visit like you lot would at a salon or local sandwich store. Yous too get to spin a cool little wheel for rewards every fourth dimension you upload a receipt. Pretty neat, huh?
Some other advantage is that lots of stores participate, and some even give you awards for getting your vi punches in! Subway offers y'all a gratis sandwich after yous get your vi punches. Not all stores offer these types of rewards though, and this is where Punchcard loses its appeal.
Punchcard acts like yous volition get points for uploading receipts and spinning the wheel. Just when I went to the points screen to view my rewards, information technology was unavailable. Lots of the reviews stated that Punchcard discontinued the points system. Why the option to visit the page is withal available is beyond me, mayhap it'southward a bug that Punchcard is working on fixing? I'm not entirely sure what the bargain is, but without a points system cashback apps are pretty pointless.
TopCashBack App
I still accept questions about Top Cash Dorsum App. It claims to have the all-time rewards of all the cashback apps, only it has terrible reviews on Google Play. Some people even claimed that it wouldn't grant the cashback considering they thought you already got rewards through a different app.
From what I saw of the app, it is very similar to Rakuten. You earn most of the rewards through online purchases. A limitation to the app is that you can't just scan a store, you have to browse categories. Walmart offers upward to 5% cashback through the app, just yous have to store a specific category, such as sports, clothing, jewelry, etc. in guild to become it. I'm not a fan of that limitation.
I also didn't see a style for you lot to link your card to the app to earn rewards through in-shop shopping. Therefore, if you are looking for a cashback app on pretty much all of your online and in-shop purchases, I'd stick with Ebates.
Defunk Cash Back Apps
I also tested Spent Money App, Walmart Savings Catcher, Yowza, and Grocery IQ for this piece, but these apps no longer exist.
What'south your Favorite Cash Dorsum App?
Have you tried any of these apps? Which is your favorite and why? Do you know of i that isn't on the listing? We'd dear to hear about it!
Source: https://partnersinfire.com/blog/which-cash-back-apps-worthwhile/
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